Homebuyer Education

Free HUD-approved classes to prepare you for successful homeownership. Required for most down payment assistance programs.

People learning in a homebuyer education class

Why Take Homebuyer Education?

Buying a home is one of the biggest financial decisions you'll ever make. Our homebuyer education program equips you with the knowledge and skills needed to navigate the home buying process confidently and avoid costly mistakes.

FREE Classes

Our homebuyer education classes are completely free for Dakota County residents. No cost, no obligation!

What You'll Learn

Budgeting & Finances

Create a realistic budget and understand the true costs of homeownership.

Credit & Loans

Understand credit scores, how to improve them, and mortgage options.

Finding a Home

Work with real estate agents, make offers, and negotiate effectively.

Closing Process

Navigate inspections, appraisals, and understand closing documents.

Home Maintenance

Learn to maintain your home and protect your investment.

Avoiding Foreclosure

Strategies to stay on track and resources if you face difficulties.

Class Format

Our comprehensive homebuyer education program includes:

  • 8-hour HUD-approved course (can be completed in one day or two sessions)
  • In-person classes at our Eagan office
  • Online self-paced options available
  • Certificate valid for most down payment assistance programs

Upcoming Classes

Date Time Format Status
Saturday, February 8, 2026 9 AM - 5 PM In-Person Open
Feb 18 & 20, 2026 6 PM - 10 PM In-Person (2 evenings) Open
Saturday, March 8, 2026 9 AM - 5 PM In-Person Open
Self-Paced Online Your schedule Online Always Available

One-on-One Counseling

In addition to group classes, we offer individual counseling sessions to address your specific situation:

  • Pre-Purchase Counseling: Review your finances and create a plan to buy
  • Credit Counseling: Strategies to improve your credit score
  • Budget Coaching: Create a realistic savings and spending plan
  • Post-Purchase Support: Help after you've bought your home

How to Register

  1. Choose a class date from the schedule above
  2. Call us at 651-675-4400 or email homeownership@dakotacda.org
  3. Provide your name, contact information, and preferred class date
  4. Receive confirmation and class details